Website Tracking & Data Usage Policy

Understanding how morenthasilvo collects, uses, and manages data through tracking technologies on our financial stress management platform

Last Updated: January 15, 2025

1 What Are Tracking Technologies?

Tracking technologies are small data files and scripts that help websites function properly and understand how visitors interact with their content. At morenthasilvo, we use several types of these technologies to provide you with a smooth experience while learning about financial wellness and stress management.

These technologies serve various purposes – from remembering your login status to understanding which educational resources are most helpful to our community. Think of them as digital tools that help us create a more personalized and effective learning environment for managing financial stress.

Essential Technologies We Use

Some tracking technologies are absolutely necessary for our website to work. These essential tools handle your login sessions, remember your course progress, maintain your privacy preferences, and ensure secure transactions. You cannot opt out of these as they're fundamental to providing our financial education services.

2 Types of Tracking Methods Used

3 How Tracking Enhances Your Experience

When you visit morenthasilvo, tracking technologies work behind the scenes to make your learning journey more effective. For instance, if you're working through our budgeting fundamentals course, these tools remember where you left off so you can pick up exactly where you stopped.

	Practical Example: If you frequently access our debt management resources, our system learns this preference and might suggest related content about credit repair or emergency fund building. This personalization helps you discover valuable resources without having to search extensively.
	

The analytics we gather also help us understand common challenges our Australian users face with financial stress. This insight allows us to develop more targeted content – like specific modules addressing cost-of-living pressures or housing affordability concerns that particularly affect our community.

Additionally, these technologies help us maintain the security of your personal financial information and ensure that our platform performs well even during peak usage periods, such as when we launch new courses or host live webinars about financial wellness.

4 Data Retention & Your Control

Session Data: Automatically expires when you close your browser or after 24 hours of inactivity, whichever comes first.

Preference Settings: Stored for up to 12 months to maintain your customized experience across visits.

Analytics Information: Aggregated and anonymized data retained for 2 years to help improve our educational content and platform performance.

Communication Preferences: Kept until you modify them or request removal from our systems.

You maintain complete control over non-essential tracking technologies. The rejection button above will remove all optional tracking while preserving the essential functions needed for our website to work properly. Your choice is remembered and respected across all future visits.

If you change your mind later, you can return to this page at any time to modify your preferences. We believe in transparency about data usage and want you to feel comfortable with how your information is handled while you focus on improving your financial wellbeing.

5 Browser-Based Controls

Managing Tracking Through Your Browser

Most modern browsers give you detailed control over tracking technologies. You can view, delete, or block them entirely through your browser's privacy settings. However, blocking essential tracking may limit your ability to access certain features of our financial education platform.

Chrome

Settings → Privacy and Security → Cookies and Site Data

Firefox

Options → Privacy & Security → Cookies and Site Data

Safari

Preferences → Privacy → Manage Website Data

Edge

Settings → Cookies and Site Permissions

Keep in mind that clearing all browser data will also remove your course progress, saved preferences, and login information. We recommend using our preference controls above rather than completely blocking all tracking if you want to maintain a personalized learning experience.

Questions About Our Data Practices?

We're committed to transparency about how we handle your information

Email: info@morenthasilvo.com

Phone: +61 3 4243 0500

Mail: PO Box 672 Mandurah WA 6210, Australia